Debt Recovery Solicitors

Pro-Debt offers a debt recovery Solicitors debt collection letter service for only £19.95+VAT. Why instruct a Solicitor to send a collection letter before action for an expensive fee when Pro-Debt can substantially reduce this costs through our service with our legal partners.

Debt Recovery Agency

Pro-Debt Debt Recovery Agency

As a debt recovery agency, Pro-Debt advises its Clients to complete the full Court procedure.

Debt Collectors UK

HMCS County Court Claims & Sheriff’s Court Small Claims

If a Solicitor’s Letter Before Action has been issued and payment has still not been received, it is time to now file a Claim with the HMCS for English and Welsh debtors and a Sheriff’s Court Small Claim for businesses based in Scotland. Any debt collection agency you speak to will advise this as the only course of route left to take. It is worth doing a credit reference check at this stage to establish the history of a debtor before submitting an application to the Courts. If the debtor has an existing County Court Judgment(s) registered against them in the Register of Judgments, it may not be in the interest of the Claimant to pursue the matter if there is a belief that Court action may be futile. Pro-Debt will advise Claimants on whether or not Court action is the best way forward. More often than not, Pro-Debt debt recovery agency will advise Court action as will most UK debt collectors and agencies nationwide.


Small Debt Recovery Procedure

Pro-Debt debt recovery agency offers a HMCS and Sheriff’s Office Claim filing service. Pro-Debt will take the hassle away from having to file a Claim yourself or pay expensive fee’s to a Solicitor commercial debt recovery specialist to file a Claim for you. We charge £24.95+VAT for submitting Court Claims in England, Wales and Scotland. Once an application is filed with the Courts online, the debtor will receive a Summons from the Courts within approximately five days. On receipt of papers being served by the Courts on to the debtor, the debtor will realise at this stage that this matter is now extremely serious and is in the hands of the HMCS and will have to attend a Court hearing if payment is not made within the given time frame.


Commercial Debt Recovery Order

Part or full payment will often be made by debtors at this stage now they know that threats have Court throughout the process have now become a reality that they can no longer ignore if they wish to avoid a County Court Judgment being issued against them and debt collectors visiting them on the doorstep to recover payment with a debt recovery order or Judgment as it is referred to by Court bailiffs and debt collectors. Some debtors will still not make payment at this stage if they do not have the funds to do so or if they dispute the debt or have a bad history with debt. The good news is unlike in previous years is that individuals, sole traders and limited companies that have not been struck off cannot avoid paying money they have been ruled to pay. Even if the debtor is on some type of government benefit, money will be deducted from their benefit until the debt is paid and the figure is more substantial than the UK debt myth of a couple of pounds per month.


Debt Collectors

After the given time frame has passed, the Claimant has the opportunity to discontinue proceedings if they wish to write the matter off. They are not obligated to proceed to arranging a hearing date and attending. Some debt collection agencies may advise Claimants to not proceed to a hearing. Pro-Debt would not typically advise this unless a Claimant does not wish to attend a Court hearing, although Claimants are not obligated to attend hearings as cases can be heard in their absense of a ‘Macenzie friend’ (Pro-Debt agent) can attend on the Claimants behalf. Please contact us for further details on 08005668157.

Debt Collectors | Solicitors Letter Before Action

Pro-Debt Debt Collectors 

If a debtor we are pursuing fails to make payment after receiving our debt collector payment demands, we will then escalate the matter to a law firm Solicitor that we partner to issue a Letter Before Action or ‘LBA’ as it is commonly known as in the industry. This is the penultimate stage before filing a County Court Claim in the HMCS (Her Majesty’s Court Service) or Small Claim through one of the six Sheriff’s Courts in Scotland.


Pre-Action Protocol Procedure Seven Day Notice

To comply with Court Claim procedure guidance, it is recommended to provide debtor’s with a final seven day notice of Court action either from a debt collector agency or debt recovery Solicitors. This procedure demonstrates to the Courts that the debtor has been given ample opportunity to find a resolve with the Claimant or debt collector agency and that if payment or agreed payment plan has not been achieved that the Claimant has been left with no other alternative but to make an application to the Courts in order to recover the payment amount plus costs that they are owed.


Commercial Debt Recovery Solicitors

An LBA Letter Before Action from a debt collector recovery Solicitor will often result in a payment from a debtor that wishes to avoid receiving a Summons from the Courts. Some debtor’s will still fail to make payment at this stage if they think the Claimant will not follow through a with a Court claim or if they think a Court defence will be to deny receiving such correspondence. The Courts are aware of such tactics and although it is not a legal obligation to issue an LBA from a Solicitor, it will massively benefit a Claimant if they matter goes before the Courts.


Issue an LBA through Pro-Debt’s Debt Collectors Legal Partner Today

If you would like to issue a Letter Before Action debt collection letter to a Debtor that has failed to make payment arrangements after receiving Pro-Debt’s recovery debt collection letter’s, please notify our agent’s when they contact you after we have completed the debt collection process. We will immediately issue a Solicitor’s LBA through our legal partner’s to the Debtor. If the the Debtor fails to comply with this demand, the next step is to then issue proceedings through the Courts. Our next article discusses Court proceedings in more detail. Please call 08005668157 for more details about LBA’s and the Pre-Action Protocol Procedure.

Debt Collection Agency Manchester, UK

Pro-Debt – Debt Collection Agency In Manchester, UK

Pro-Debt is an established debt collection agency in Manchester, in the UK with other trading addresses in Stoke-On-Trent and London. We provide debt collection services to businesses on a nationwide basis that are owed money from customers in England, Wales, Scotland and Northern Ireland that have outstanding invoices with them. We chase debts up to £99,999.99 on a no win, no fee basis. Whether you are an individual, Sole Trader or business, small to medium or large, you can instruct us to recover overdue payments for you through our online instruction service.


An Agency That Cares About Debt Collection

We know how difficult it is running a businesses with lots of overheads and the pressure businesses face when customers are not paying their bills. In a recent survey in 2017, over 50% of businesses stated they face cash flow issues due to unpaid invoices from their customers. Our debt recovery letter’s are designed to put the necessary pressure on to recipients to pay outstanding bills so that our clients receive the money they are entitled to for services they have provided to these customers. You may also be an individual that is owed money from another individual or business that is lawfully entitled to receive payment. Pro-Debt can also assist you with our services.

We provide a range of debt collection services including:

  • Overdue Payment Demand Letters and Emails
  • Overdue Payment Telephone Calls
  • SMS Text Messages Requesting Payment
  • Solicitor’s Letter Before Action Notices (LBA’s)
  • HMCS and Sheriff’s Court Claims


Same Day Action If Instructed Before 2:00pm

If we receive an instruction to recover an outstanding debt before 2:00pm on a daily basis including weekends, we will open a file on the debt and begin debt collection recovery action the same day. Our agency will initially send out a debt recovery letter by way of post and email if we have been provided with an email address to the named debtor on the instruction. Within a number of days, we will then issue an SMS text message to the debtor to their mobile telephone if we have been provided with their mobile number. We will then begin to make telephone calls to the debtor if we have been provided with a telephone number for them to request payment. In many instances, this action will ensure swift payment is made to our clients and the matter concluded.


Contact Pro-Debt; Your Debt Collection Agency In Manchester Today

If you are based in Manchester or any other part of the UK and are looking for professional, highly efficient debt collection agency services in the UK, Pro-Debt will be happy to help. Get in touch today on 0800 566 8157 and one of our representatives will assist you further. To submit a debt instruction to us, you will need to go to our ‘Submit A Debt’ page where you will need to provide all of your details (Claimant) and all of the debtors details to us and we will immediately start debt recovery action on your behalf. Please note that we work on a no win, no fee basis. If you are a new customer, you will first need to set up an account with us before we can act on your behalf. You will also need to pay a one-time account set up fee if you are a new client. Please see our Pricing page for further details.

Affordable Debt Recovery Services

Pro-Debt is a commercial debt collection agency with offices in London, Cheshire and Staffordshire.

Our highly experienced and knowledgeable team recover monies using a combination of pre-legal action, legal and HMCS action and full enforcement procedures including Court Enforcement Officer Collections, Attachment of Earnings Order's and Charges to Dwellings.

We are officially registered with the Credit Services Association (CSA) and apply their recommended code of practice with every individual and business we deal with. We are also registered with the Information Commissioners Office (ICO) to collect and factor debt.

Sick of Waiting For Payment?

If you have had enough of waiting for payment, resending copy invoices by email and post that allegedly keep not arriving with the debtor, answering machine messages that seem to never get recorded and calls not being answered by alleged broken mobile phones that are always in bad signal area's, then contact us now to see how our recommended as 'Excellent' service can help.

We are available 24 hours a day, 7 days a week including public holidays to provide free advice and service. We will be in touch within two hours if you complete the contact form below to devise a strategy that will successfully recover all of your money. To speak to someone now, please call 0800 566 8157 24/7/365. We are the very best in the business and guarantee you the best results.